I won a listing and automatically received an email from the seller with their (joint) NZ bank account information, shipping TBA. Shortly after, I received another email from the seller's address but written by a third person and providing a second NZ bank account. If I pay this third person directly, who is responsible if there is a problem? Ping isn't an option.

I've had two bidders (three sales) disappear off the face of the earth so I applied and received an immediate refund for the first sale (closed 10 days ago) and then for the next two (closed 3 days ago). These last two weren't immediate refunds so I presume Trade Me has emailed the bidders a reminder. Do I have to wait three days for the bidders to respond (or not) to Trade Me before relisting?  I have emailed each bidder twice already and the reasons I'm moving to refund and relist quickly is because they both have a history of non-completion and the items are in a hot category that is qui...