Choose payment options
When you start a listing, you choose how buyers pay for the item.
When you start a listing, you choose how buyers pay for an item.
After your listing closes, you can’t update or add new payment options.
Get paid instantly and securely
Ping and Afterpay are online payment methods covered by our Buyer Protection policy, giving buyers confidence and sellers quick payment.
Ping as a payment option
Using Ping means:
- Buyers can pay immediately when they make a purchase or win an auction.
- Payments go to your Ping Account, which you can withdraw to your NZ bank account.
Afterpay as a payment option
Using Afterpay means:
- You get the full payment upfront while buyers pay in installments.
- Buyers can pay immediately when they make a purchase or win an auction.
- Payments go to your Afterpay account, and we automatically pay your NZ bank account every business day.
Arrange payment afterwards
Bank deposit, cash and other payment options are not covered by our Buyer Protection policy. After the listing closes, you’ll need to contact the buyer to organise their payment.
Bank deposit as a payment option
If you select bank deposit, you'll need to provide your bank details to the buyer for payment.
We can automatically email payment instructions with bank account details to the buyer. Choose to automatically send payment instructions when you start a listing or edit your listing to add it later.
Do not send or hand over the item until the money is in your account.
Cash as a payment option
With cash payments, make sure to collect cash in person when the buyer picks up the item; do not leave it in your mailbox.
‘Other’ as a payment option
Select ‘Other’ to offer a different payment method.
Add or edit payment instructions
Make sure to use the full name registered to your bank account in your payment instructions. Banks now complete a Confirmation of Payee check to let their customers know if an account name and number match before they make a payment. Learn more at Get Verified .
1. Go to My Trade Me.
2. From the left menu, select Settings.
3. Under ‘Selling options’, select Edit payment instructions.
4. Add or edit your details.
5. Select Save payment instructions.
1. Go to My Trade Me.
2. Select Profile & Account.
3. Under ‘My Account’, select Selling options.
4. Under ‘Payment instructions’ select Edit payment instructions.
5. If you’re adding instructions for the first time, select Create instructions.
6. Add or edit your details.
7. Select Done.
1. Go to My Trade Me.
2. Select Profile & Account.
3. Under ‘My Account’, select Selling options.
4. Select Payment instructions.
5. If you’re adding instructions for the first time, select Set up instructions.
6. Add or edit your details.
7. Select Save.
Automatically email payment instructions to the buyer
We can automatically email payment instructions to the buyer when they purchase your item. To set this up:
- Check your payment instructions are up-to-date.
- Go to My Trade Me.
- From the left menu, select Items I’m selling.
- Select Edit or Edit Listing next to the listing you want to send payment instructions for.
- Go to Price & payment.
- Under ‘More options’, tick the box next to ‘Automatically send payment instructions.’
- Select next.
- On the ‘Shipping & pick-up’ page, select Next.
- On the ‘Jazz up you listing page’ select Finish editing to save your changes.