Thank you Gary-NZStocked.  Might give this a whirl as buy now/no contact is the most common issue for me at the moment.  I was so sure that we had to offer a NZ bank account too.  Have a great day.  

Thank you S much appreciated.  I will give this a go.  They are certainly creating some nuisance lately.     Edit:  Sadly I can't find this at all.  The Help in blue comes up but doesn't go anywhere after I click on it.  May be because I am on an Apple computer?