I went to the bank just 5hours ago and they told me to fill out a form and then they send it to the fraud team. I still have some trade me listings i may need to pay for but account is blocked now i cant do anything

And i mentioned that i dont do refunds in my listing and they asked for a refund after i booked the courier and stuff in a impolite manner. Now my bank acc is blocked as fraud which i am very annoyed about.

I recently accepted a buy now from a person for my listing and they payed with anz bank account. Then the next day my account was blocked i called the bank and when i got to the bank branch they told me that the person that deposited the money to me reported me as FRAUD! I still have alot of money in my bank account and i cant get it out anymore