Thanks for your reply Gary and you are right as I found out the hard way last night.... I used Afterpay to pay for 2 out of 3 orders from the same seller, and on my third purchase, my order was declined.  Furthermore, I went to use Ping afterwards and it too declined. The total for this order was $8.08cents After logging into my Afterpay account again and repaying the total amount of what I had already purchased earlier with $5.51 yet to be repaid, my ping order for my third purchase went through without a hitch. You are correct that I should of contacted the seller to make an individual li...