"Removing a basic choice of a bank transfer/payment option" for Sellers to decide/offer to Buyers without cost/interference, appears to be an over-reach/imposed as per further $'s.. Sad to say TM has changed/declined, miss the days when personal customer-TM phone contact was open & issues were dealt with/discussed with a real human being for immediate outcome as per great community focus/approach - unlike current TM since as per impersonal corporate style/approach including time-consuming AI/systems & response delays etc..