Or will AP go straight to my bank in a few hours?

In the past when I bid on an item my bid was hidden unless it was surpassed by a proceeding bidder. If the proceeding bidder raised the bid but did not beat my bid then I was only accountable for the new total which the proceeding bidder raised the auction to. Ex: Starting - 10.00 My bid - 20.00 Proceeding - 18.00 Auction still in my favor at $18.00 Now, if successful, the proceeding bid is displayed and the bidder accountable for their max bid. Ex Starting - 10.00 My bid - 20.00 Proceeding - 30.00 Proceeding Bidder now accountable for 30.00 Why has this changed?