So few of my sales are internet banking, and so many of those are non-payIng time-wasters, that it really won't make much difference.  That said, so few of my sales are trade me these days, I could stop listing entirely and it wouldn't make much difference!

One should also remember the silly way that Trade Me now "snaps" your search to a category.  Do a search and don't find what you want, check to see which category Trade Me limited your search to, it's probably not what you wanted.