Pay with your Ping balance

Pay for items on Trade Me with money in your Ping balance

Use the money in your Ping balance to buy items on Marketplace or top up your Trade Me account. Learn about negative Ping balance. 

 

What you can buy with your Ping balance 

You can use the money in your Ping balance to: 


You can’t use your Ping balance directly to pay for listing promotions or success fees. If you want to allocate your Ping balance towards these, you’ll need to move the money from your Ping balance into your main Trade Me account first by topping up your Trade Me account. 

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Paying with your Ping balance 

To pay for Marketplace items with your Ping balance:

  1. Head to checkout. 
  2. Under 'How would you like to pay?' turn on your Ping Balance.
     

If your Ping balance doesn't cover the full amount, there is no need to top up. You can simply pay the difference with a credit or debit card.

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Buying with a negative Ping balance
To buy items when you have a negative Ping balance, you'll need to clear your balance at the same time. At checkout, your total payment will include the cost of your new item plus your negative balance. This pays for your purchase and brings your account back to zero.

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Negative Ping balance

If a Ping payment declines at your bank, your Ping balance will drop into the negative. Don't worry, we’ve covered the payment for you, but you’ll need to top up to bring the balance back to $0.00.

Selling with a negative Ping balance
If you sell an item using Ping while your balance is in the negative, the money from that sale will automatically go towards clearing your balance.

Pay back a negative Ping balance

You can add money manually to get your balance back to zero. You don’t have to cover the whole amount at once. You can make partial payments. 

To make a manual payment:

  1. Go to Manage Ping.
  2. Below your negative balance, select Top up.
  3. Enter the amount you’d like to pay.

 

A visualisation of what your Trade Me account looks like when you have a negative Ping balance.

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