Absolutely annoyed about this, I bought something and could not pay with my qcard and had to use my Visa, no message from TM saying it's not to be used, just a stupid message saying payment failed, THANKS FOR THE HEADS UP! further more, after talking to qcard, yes they are phasing it out, but anyone with an existing card is free to use it as long as they want. Good way to lose a ton of customers TM, who now no longer have minimum 3 months to pay and 3 month holiday. Will be taking my purchases else where that STILL excepts it, you know? EVERYONE but You! What a disgrace.