The seller will display their accepted payment methods under the 'Payment options' section on their listing. If you win, you'll need to choose which of their options works best for you.
To make things easy, here's a list of payment options sellers can select.
Payment methods covered by Buyer Protection:
You can use your credit/debit card, bank account or Ping balance. Your payment will instantly appear in the seller’s Ping balance, so they can send your item straight away.
Just click the 'Pay with Ping' button in your 'Won' page.
You can use your credit/debit card and pay off the item in four fortnightly payments. It’s interest-free, and you get your item straight away as the seller receives the full amount upfront.
Just click the 'Pay with Afterpay' button in your 'Won' page.
You can use your credit/debit card to pay the seller instantly. Just click the 'Pay with Pay Now' button in your 'Won' page.
Other payment methods:
You can use internet or phone banking to pay the seller directly from your bank into theirs. You'll find their bank details in their payment instructions, if you haven't received these you'll need to email the seller.
The seller will wait until your payment appears on their end before they can ship your item. Keep in mind this could be a working day or two due to bank processing times.
Cash on pick up
If you're picking up the item, you can pay the seller in cash when you swing by to collect.
Credit Card (not on Trade Me)
Some larger sellers may offer payment via credit card outside of Ping or Pay Now. You'll need to contact the seller for more information about their specific service.
Occasionally, the seller may offer different payment methods, such as cheques. You'll need to email the seller to arrange payment. DO NOT use instant cash transfer services such as Western Union, BidPay, MoneyGrams or money orders. These services are only for sending money to people you know and are untraceable.